Whether it's for a holiday, to buy some furniture, pay for a uni course or even get married, we’re here to make your dreams a reality.
The loan process.
It’s easy. Six steps is all it takes to bring your plans to life to get the extra fund you need, fast. Sit back - we’ll do all the legwork for you.
Get in touch to discuss your current financial situation and goals, in person or online.
We’ll compare multiple lenders and create a shortlist to suit your situation.
Once you’ve chosen a lender, we'll get you pre-approved so you know how much you can borrow and understand the repayment plan.
With pre-approval in place, you can now get your plans in place.
Once you’re ready to push the button, we’ll work to secure finance from your lender.
Book that holiday, get married, pay for a uni course. Whatever your plans, make it happen.
Loan types and features.
There are a number of loan types available to you; variable rates, fixed rates, guarantor loans and more, scroll through some of the options below to get a better understanding of what the differences are. We’re here to answer your questions when you’re ready.
Secured loans
You provide collateral (such as the car or property) as security against the loan in case you can’t afford your repayments.
Lenders typically offer lower rates for secured loans (vs an unsecured loan) because there is less of a risk to them.
Unsecured loans
No additional security (e.g. your car or property) is provided against the loan. Instead the lender will rely on your credit score when they decide whether or not to approve you for the loan.
Interest rates can be higher than a secured loan and you might not be able to borrow as much.
Fixed rate
Your interest rate and repayments will stay the same during the fixed term of your car loan.
Variable rate loan
As the name suggests, the interest rate can change over the life of the loan. This gives you flexibility, but can also leave you open to rate rises. These loans offer more flexible features like unlimited additional repayments, redraw, and offset accounts.
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